A man sits at a cluttered desk with papers, looking frustrated. He holds up a smartphone displaying a scam alert. A laptop is open in front of him, and a caution sign is visible in the background. The room is dimly lit.

Credit Privacy Number Scams: Why You Should Steer Clear and How to Protect Yourself

Most people struggling with poor credit are vulnerable to deceptive schemes promising quick financial fixes. These scams often involve Credit Privacy Numbers (CPNs), which fraudsters market as a legal alternative to your Social Security Number. However, purchasing or using a CPN is not only illegal but can lead to serious consequences, including potential federal prosecution. […]